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What Credit Score Do I Need for a Mortgage?

FHA Mortgages Have Lower Credit Score Standards An FHA mortgage loan is insured by the federal government. To be eligible for an FHA mortgage, borrowers must have at least two established lines of credit, a debt-to-income ratio (DTI) of 31% or less excluding the expected mortgage payment, and no past due federal debt. As long […]

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What’s the best way to use credit cards now? A financial advisor and a Talk Shop card expert

You might think that spending is the opposite of saving and investing, but they have more in common than you might think. This is something I realized after speaking with Winnie Sun, a top financial advisor, frequent contributor to CNBC and the host of Take it to the next level with Winnie Sun. She and […]

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Let’s talk about debt: 1/3 of Britons more open about their finances since the Covid

Image source: Getty Images Share this page: For many Brits, money has always been a taboo topic to talk about. But people’s attitudes seem to be changing because of the coronavirus pandemic. According to research by debt management company Lowell, nearly a third (32%) of Britons say the pandemic has made them more willing to […]

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An Honest Conversation on Saving and Budgeting for Travel: Women Traveling Podcast

MC: What is the first trip planned? Do you already have one? WHERE: Oh my God, I absolutely have one planned and we bought the tickets. My little one will therefore be in France, Germany and Greece in September, because we are looking forward to this, but it will not be her first trip. The […]

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3 Discussions About Money To Have With Your Kids Before They Go To College

For most parents, this is an important step when their kids are going to college for the first time. College is your kids’ first chance to live as independent adults, which is likely a bittersweet experience for moms and dads after 18 years of responsibility for supervision, guidance, and care. But just because your kids […]